The Economic Crime and Corporate Transparency Act 2023 (ECCTA) has transformed UK company formation. If you're a non-UK resident looking to form a UK company in 2026, you'll need to navigate new identity verification requirements. This guide explains what's changed and how to comply.
Key Change
All directors and PSCs must now verify their identity with Companies House—either directly or through an Authorised Corporate Service Provider (ACSP). This applies to UK residents and non-residents alike.
What is ECCTA?
The Economic Crime and Corporate Transparency Act 2023 represents the biggest change to UK company law in over a century. It transforms Companies House from a passive register into an active gatekeeper that can:
- Query and reject filings that appear incorrect or fraudulent
- Require identity verification of all directors and PSCs
- Issue fines up to £10,000 for non-compliance
- Strike off companies without court orders in certain cases
Why These Changes?
ECCTA aims to prevent the misuse of UK companies for money laundering, fraud, and economic crime. The UK has historically been a target for shell companies used in illicit activities.
Identity Verification Requirements
Who Must Verify Their Identity?
- All directors (including shadow and de facto directors)
- All PSCs (Persons with Significant Control)
- Company secretaries (if appointed)
- Anyone filing documents on behalf of a company
When Must You Verify?
- Before company incorporation (for new companies)
- Within the transition period (for existing companies)
- When making significant changes (new directors, PSCs)
Failure to Verify
Companies House can refuse to incorporate your company or process filings if identity verification is not completed. Existing companies risk enforcement action.
Options for Non-Residents
As a non-UK resident, you have two main options for identity verification:
Option 1: Direct Verification via GOV.UK
- Use the Companies House online service
- Requires a biometric passport
- Works with passports from most countries
- Fully digital, no physical documents needed
Option 2: Verification via ACSP
- Use an Authorised Corporate Service Provider
- Required if you don't have a biometric passport
- ACSP verifies your identity on your behalf
- May accept a wider range of documents
| Factor | Direct (GOV.UK) | Via ACSP |
|---|---|---|
| Speed | Instant (if successful) | 1-3 business days |
| Document Required | Biometric passport only | Various options |
| Cost | Free | Included in formation fee |
| Best For | Biometric passport holders | Others / complex cases |
What is an ACSP?
An Authorised Corporate Service Provider (ACSP) is a business registered with Companies House that can:
- Verify identities on behalf of clients
- Submit company formations and filings
- Provide registered office and other services
ACSP Requirements
To become an ACSP, a business must:
- Be supervised under UK anti-money laundering regulations
- Register with Companies House
- Conduct customer due diligence (KYC)
- Maintain compliance records
Choosing an ACSP
Look for established company formation agents with a track record. They should be able to confirm their ACSP registration status.
Documents You'll Need
For Direct Verification
- Valid biometric passport (chip-enabled)
- Smartphone with NFC capability to scan passport chip
For ACSP Verification
- Primary ID: Passport, national ID card, or driving licence
- Proof of address: Utility bill, bank statement (within 3 months)
- Selfie/photo: For facial matching
Additional Documents for Company Formation
- Proposed company name
- UK registered office address
- Details of directors and shareholders
- SIC code (business activity classification)
Step-by-Step Process
-
Choose your formation method
Decide between direct formation or using an ACSP/formation agent.
-
Prepare your documents
Gather passport, proof of address, and company details.
-
Complete identity verification
Via GOV.UK (biometric passport) or your ACSP.
-
Submit formation application
Online via Companies House or your formation agent.
-
Receive certificate of incorporation
Usually within 24 hours for online applications.
-
Set up ongoing compliance
Registered office, company secretary, annual filings.
Key Takeaways
- ECCTA requires all directors and PSCs to verify their identity
- Non-residents can verify directly with a biometric passport
- Those without biometric passports must use an ACSP
- Companies House fees increased from 1 February 2026
- Non-compliance can result in refused filings or fines up to £10,000
- The process typically takes under 24 hours with proper documentation
Ready to Form Your UK Company?
Our partner 1st Formations is an authorised ACSP with over 20 years of experience helping non-residents form UK companies. Fast, compliant, and affordable.
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